DEMAND ASSESSMENT FINANCIAL STATEMENTS KNOWLEDGE BASE ASK AN EXPERT EASYD

Start-up Schemes

Note: We are in process of adding up more details, kindly do not consider this list to be exhaustive..

Biotechnology Ignition Grant (BIG)

Biotechnology Ignition Grant (BIG)
Biotechnology Industry Research Assistance Council (BIRAC)

Healthcare & life sciences

Up to INR 50 Lakhs for research projects with a commercialisation potential with duration of up to 18 months are provided.

Support for International Patent Protection in Electronics & Information Technology (SIP-EIT)

Support for International Patent Protection in Electronics & Information Technology (SIP-EIT)
Department of Electronics and Information Technology (DeitY)

IT Services, analytics, enterprise software, technology hardware, Internet of Things, AI

Up to INR 15 Lakhs per invention or 50% of the total expenses incurred in filing and processing of the patent application upto grant, whichever is lesser.

4E (End to End Energy Efficiency)

4E (End to End Energy Efficiency)
Small Industries Development Bank of India (SIDBI)

Sector-agnostic

Up to 90% of the project cost with minimum loan amount of INR 10 Lakhs and maximum loan amount not to exceed INR 150 Lakhs per eligible borrower can be granted. The MSME unit has to pay only INR 30,000 and applicable taxes and the balance fee will be paid by SIDBI to auditors.

IREDA Scheme For Discounting Energy Bills

IREDA Scheme For Discounting Energy Bills
Indian Renewable Energy Development Agency (IREDA)

Renewable energy, clean energy, green energy

Upto 75% of the invoice value pending for maximum six months from the date of application subject to a maximum bill discounting facility of INR 20 Cr. The minimum amount of transaction covering a set of bills shall not be less than INR 1 Cr.

National Awards (Individual MSEs)

National Awards (Individual MSEs)
Office of the Development Commissioner (MSME)

Sector-agnostic

The Selected National awardee is facilitated with a cash prize of INR 1 Lakh, INR 75K, INR 50K in order of ranking.

High Risk-High Reward Research

High Risk-High Reward Research
Science and Engineering Research Board (SERB)

Chemicals, technology hardware, healthcare & lifesciences, aeronautics/aerospace & defence, agriculture, AI, AR/VR (augmented + virtual reality), automotive, telecommunication & networking, computer vision, construction, design, non-renewable energy, renewable energy, green technology, fintech, Internet of Things, nanotechnology, social impact, food & beverages, pets & animals, textiles & apparel.

The research grant covers equipment, consumables, contingency and travel apart from overhead grants. No budget limit is prescribed for these projects.

Extra Mural Research Funding

Extra Mural Research Funding
Science and Engineering Research Board (SERB)

Chemicals, technology hardware, healthcare & lifesciences, aeronautics/aerospace & defence, agriculture, AI, AR/VR (augmented + virtual reality), automotive, telecommunication & networking, computer vision, construction, design, non-renewable energy, renewable energy, green technology, fintech, Internet of Things, nanotechnology, social impact, food & beverages, pets & animals, textiles & apparel.

The research grant covers equipment, consumables, contingency and travel apart from overhead grants. No budget limit is prescribed.

The Venture Capital Assistance Scheme

The Venture Capital Assistance Scheme
Small Farmers? Agri-Business Consortium (SFAC)

Agriculture

The quantum of SFAC Venture Capital Assistance will depend on the project cost, location and the promoter's status.

Loan for Rooftop Solar PV Power Projects

Loan for Rooftop Solar PV Power Projects
Indian Renewable Energy Development Agency (IREDA)

Renewable energy, clean energy, green energy

The quantum of loan from the IREDA shall be 70% of the project cost with minimum promoter?s contribution of 30%. IREDA may extend the loan upto 75% of the project cost.

Bridge Loan Against MNRE Capital Subsidy

Bridge Loan Against MNRE Capital Subsidy
Bridge Loan Against MNRE Capital Subsidy

Renewable energy, clean energy, green energy

The projects will get up to 80% of the existing pending eligible capital subsidy claim, as verified by the IREDA with a minimum loan assistance of INR 20 Lakhs.

SPARSH (Social Innovation programme for Products: Affordable & Relevant to Societal Health)

SPARSH (Social Innovation programme for Products: Affordable & Relevant to Societal Health)
Biotechnology Industry Research Assistance Council (BIRAC)

Healthcare & life sciences

The loan and grant are provided according to the startup stage.

Industry Innovation Programme on Medical Electronics (IIPME)

Industry Innovation Programme on Medical Electronics (IIPME)
Biotechnology Industry Research Assistance Council (BIRAC)

Healthcare & life sciences

The loan and grant are provided according to the startup stage.

SIDBI Make in India Soft Loan Fund for Micro Small and Medium Enterprises (SMILE)

SIDBI Make in India Soft Loan Fund for Micro Small and Medium Enterprises (SMILE)
Small Industries Development Bank of India (SIDBI)

Sector-agnostic

The loan amount granted is based on category entrepreneur lies in. (General, women, SC/ST/PwD)

Industry Relevant R&D

Industry Relevant R&D
Science and Engineering Research Board (SERB)

Sector-agnostic

The industry share should not be less than 50% of the total budget. Overhead is provided to the academic partner. The SERB share shall not exceed INR 50 Lakhs for a project.

International Cooperation (IC) Scheme

International Cooperation (IC) Scheme
Office of the Development Commissioner (MSME)

Travel & tourism, human resources, events, advertising

The incentives vary as per the organisation category.

Assistance to Professional Bodies & Seminars/Symposia

Assistance to Professional Bodies & Seminars/Symposia
Science and Engineering Research Board (SERB)

Events, chemicals, technology hardware, healthcare & lifesciences, aeronautics/aerospace & defence, agriculture, AI, AR/VR (augmented + virtual reality), automotive, telecommunication & networking, computer vision, construction, design, non-renewable energy, renewable energy, green technology, fintech, Internet of Things, nanotechnology, social impact, food & beverages, pets & animals, textiles & apparel.

The incentives include nominal support for pre-operative expenses

Dairy Entrepreneurship Development Scheme

Dairy Entrepreneurship Development Scheme
National Bank for Agriculture and Rural Development (NABARD)

Agriculture, pets & animals, social impact, food & beverages.

The incentives differ with respect to the cost of the required equipment or establishment of the facilities

Performance & Credit Rating Scheme

Performance & Credit Rating Scheme
National Small Industries Corporation (NSIC)

Sector-agnostic

The incentives are proportional to the turnover of the MSMEs.

Startup assistance Scheme

Startup assistance Scheme
Small Industries Development Bank of India (SIDBI)

Sector-agnostic

The financial assistance provided is need-based, subject to a maximum of INR 200 Lakhs and equity kicker

Coir Udyami Yojana

Coir Udyami Yojana
Coir Board

Agriculture

The amount of bank credit will be 55% of the total project cost after deducting 40% margin money (subsidy) and owner?s contribution of 5% from beneficiaries.

Biotechnology Industry Partnership Programme (BIPP)

Biotechnology Industry Partnership Programme (BIPP)
Biotechnology Industry Research Assistance Council (BIRAC)

Healthcare & life sciences

Support is provided for high-risk, accelerated technology development especially in futuristic technologies.

Ayurvedic Biology Program

Ayurvedic Biology Program
Science and Engineering Research Board (SERB)

Chemicals, healthcare & life sciences, nanotechnology, social impact.

Support is primarily given to encourage participation of young scientists and research professionals in such events along with nominal support for pre-operative expenses.

Promoting Innovations in Individuals, Startups and MSMEs (PRISM)

Promoting Innovations in Individuals, Startups and MSMEs (PRISM)
Council of Scientific & Industrial Research

Sector-agnostic

Support grant is provided under categories such as PRISM Phase I, PRISM Phase II and PRISM-R&D Proposals.

Sustainable Finance Scheme

Sustainable Finance Scheme
Small Industries Development Bank of India (SIDBI)

Green Energy, Non-renewable Energy, Technology Hardware, Renewable Energy

Suitable assistance by way of term loan / working capital to ESCOs implementing EE / CP / Renewable Energy project provided.

Software Technology Park (STP) Scheme

Software Technology Park (STP) Scheme
Software Technology Parks of India (STPI)

IT services, fintech, enterprise software, analytics, AI

Sales in the DTA up to 50% of the FOB value of exports is permissible and depreciation on computers at accelerated rates up to 100% over 5 years is permissible.

Rapid Grant for Young Investigator (RGYI)

Rapid Grant for Young Investigator (RGYI)
Department of Biotechnology (DBT)

Healthcare & Life sciences

RGYI provides startup grants to young investigators across the country working in different settings such as central government funded institutions, state government-funded university departments, scientists at DSIR-approved private institutions etc.

National Clean Energy Fund (NCEF) Refinance

National Clean Energy Fund (NCEF) Refinance
Indian Renewable Energy Development Agency (IREDA)

Renewable energy, clean energy, green energy plants.

REDA would provide funds received from NCEF by way of refinance to scheduled commercial banks and financial institutions (including IREDA). Maximum refinance amount INR 15 Cr per project.

MSME Market Development Assistance

MSME Market Development Assistance
Office of the Development Commissioner (MSME)

Sector-agnostic

Provides air fare reimbursements based on category entrepreneur lies in (General, women, SC/ST/PwD). The total subsidy on air fare & space rental charges will be restricted to INR 1.25 Lakhs per unit.

Technology Development Programme (TDP)

Technology Development Programme (TDP)
Science and Engineering Research Board (SERB)

Chemicals, technology hardware, healthcare & lifesciences, aeronautics/aerospace & defence, agriculture, AI, AR/VR (augmented + virtual reality), automotive, telecommunication & networking, computer vision, construction, design, non-renewable energy, renewable energy, green technology, fintech, Internet of Things, nanotechnology, social impact, food & beverages, pets & animals, textiles & apparel.

Provided support for project staff salaries, equipment, supplies and consumables, contingency expenditure, patent filing charges, outsourcing charges, etc.

Credit Enhancement Guarantee Scheme

Credit Enhancement Guarantee Scheme
Indian Renewable Energy Development Agency (IREDA)

Renewable energy, clean energy, green energy

Provide credit enhancement by way of unconditional and irrevocable partial credit guarantee to enhance the credit rating of the proposed bond.

NewGen Innovation and Entrepreneurship Development Centre (NewGen IEDC)

NewGen Innovation and Entrepreneurship Development Centre (NewGen IEDC)
NewGen Innovation and Entrepreneurship Development Centre (NewGen IEDC)

Chemicals, technology hardware, healthcare & lifesciences, aeronautics/aerospace & defence, agriculture, AI, AR/VR (augmented + virtual reality), automotive, telecommunication & networking, computer vision, construction, design, non-renewable energy, renewable energy, green technology, fintech, Internet of Things, nanotechnology, social impact, food & Beverages, pets & animals, textiles & apparel.

Provide a limited, one-time, non-recurring financial assistance, up to a maximum of INR 25 Lakhs.

Scheme to Support IPR Awareness Seminars/Workshops in E&IT Sector

Scheme to Support IPR Awareness Seminars/Workshops in E&IT Sector
Department of Electronics and Information Technology (DeitY)

IT services, analytics, enterprise software, technology hardware, Internet of Things, AI

Organisations are provided with a grant between INR 2 Lakhs to INR 5 Lakhs.

Enhancement of Competitiveness in the Indian Capital Goods Sector

Enhancement of Competitiveness in the Indian Capital Goods Sector
Department of Heavy Industries (DHI)

Chemicals, technology hardware, healthcare & lifesciences, aeronautics/aerospace & defence, agriculture, automotive, construction, non-renewable energy, renewable energy, green technology, Internet of Things, nanotechnology, social impact, food & beverages, textiles & apparel.

One time grant up to 25% of the cost of the technology acquisition of each technology. Maximum amount given shall not exceed INR 10 Cr

Science and Technology of Yoga and Meditation (SATYAM)

Science and Technology of Yoga and Meditation (SATYAM)
Department of Science and Technology (DST)

Healthcare & life sciences

Not specified.

Bank Credit Facilitation Scheme

Bank Credit Facilitation Scheme
National Small Industries Corporation (NSIC)

Sector-agnostic

N/A

Pradhan Mantri Mudra Yojana (PMMY)

Pradhan Mantri Mudra Yojana (PMMY)
Micro Units Development and Refinance Agency Ltd. (MUDRA)

Sector-agnostic

MUDRA offers incentives through these interventions: >Shishu: covering loans upto INR 50,000/- > Kishor: covering loans above INR 50,000/- and upto INR 5 Lakhs > Tarun: covering loans above INR 5 Lakhs and upto INR 10 Lakhs

Raw Material Assistance

Raw Material Assistance
National Small Industries Corporation (NSIC)

Sector-agnostic

MSMEs will be helped to avail economics of purchases like bulk purchase, cash discount, etc. Also, all the procedures, documentation and issue of letter of credit in case of imports will be taken care of.

Growth Capital and Equity Assistance

Growth Capital and Equity Assistance
Small Industries Development Bank of India (SIDBI)

Sector-agnostic

MSMEs are helped to leverage equity / sub debt assistance from SIDBI for raising higher debt funds.

Single Point Registration Scheme (SPRS)

Single Point Registration Scheme (SPRS)
National Small Industries Corporation (NSIC)

Sector-agnostic

Micro and small enterprises will get exemption from payment of Earnest Money Deposit (EMD) and will be issued tender sets free of cost.

Modified Special Incentive Package Scheme (M-SIPS)

Modified Special Incentive Package Scheme (M-SIPS)
Department of Electronics and Information Technology (DeitY)

Technology hardware, Internet of Things, aeronautics/aerospace & defence, automotive, non-renewable energy, renewable energy, green technology,and nanotechnology

Majorly provides capital subsidy of 20% in SEZ (25% in non-SEZ) for units engaged in electronics manufacturing.

Multiplier Grants Scheme (MGS)

Multiplier Grants Scheme (MGS)
Department of Electronics and Information Technology (DeitY)

IT Services, analytics, enterprise software, technology hardware, Internet of Things, AI

Limited to a maximum of INR 2 Cr per project and the duration of each project should, preferably, be less than two years. For industry consortiums these figures would be INR 4 Cr and three years.

Udaan Training Programme For Unemployed Youth Of J&K

Udaan Training Programme For Unemployed Youth Of J&K
National Skill Development Corporation (NSDC)

Education, human resources

INR 750 Cr has been earmarked for the implementation of the scheme over a period of five years

Scale-up Support to Establishing Incubation Centres

Scale-up Support to Establishing Incubation Centres
NITI Aayog

Chemicals, technology hardware, healthcare & lifesciences, aeronautics/aerospace & defence, agriculture, AI, AR/VR (augmented + virtual reality), automotive, telecommunication & networking, computer vision, construction, design, non-renewable energy, renewable energy, green technology, fintech, Internet of Things, nanotechnology, social impact, food & Beverages, pets & animals, textiles & apparel.

Grant-in-aid support of INR 10 Cr will be provided in two annual instalments of INR 5 Cr each.

National Science & Technology Management Information System (NSTMIS)

National Science & Technology Management Information System (NSTMIS)
Department of Science and Technology (DST)

Chemicals, technology hardware, healthcare & lifesciences, aeronautics/aerospace & defence, agriculture, AI, AR/VR (augmented + virtual reality), automotive, telecommunication & networking, computer vision, construction, design, non-renewable energy, renewable energy, green technology, fintech, Internet of Things, nanotechnology, social impact, food & beverages, pets & animals, textiles & apparel.

Grant-in-aid are provided for projects. Also, overheads on projects are provided at the rate of 10% of the total project cost for educational institutions and NGOs and 8% for laboratories & institutions under Central Government departments/agencies.

Revamped Scheme of Fund for Regeneration of Traditional

Revamped Scheme of Fund for Regeneration of Traditional
Khadi and Village Industries Commission

Sector-agnostic

Funds limited to a maximum of INR 8 Cr to support soft, hard and thematic interventions are provided.

Infrastructure Development Scheme

Infrastructure Development Scheme
National Small Industries Corporation (NSIC)

Sector-agnostic

For a deposit of six months refundable rent, an office space of 467 sq.ft. to 8,657 sq.ft. is provided.

Stand Up India

Stand Up India
Small Industries Development Bank of India (SIDBI)

Sector-agnostic

Composite loan between INR 10 Lakhs and INR 1 Cr to cover 75% of the project cost can be taken up, inclusive of term loan and working capital.

Electronic Development Fund (EDF) Policy

Electronic Development Fund (EDF) Policy
Department of Electronics and Information Technology (DeitY)

IT Services, analytics, enterprise software, technology hardware, Internet of Things, AI, nanotechnology

Companies will get risk capital from "Daughter Funds" set up by Electronic Development Fund (EDF).

Credit Linked Capital Subsidy for Technology Upgradation

Credit Linked Capital Subsidy for Technology Upgradation
Office of the Development Commissioner (MSME)

Sector-agnostic

Ceiling on loans under the scheme has been raised from INR 40 Lakhs to INR 1 Cr while the rate of subsidy has been enhanced from 12% to 15%.

Credit Guarantee

Credit Guarantee
Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)

Sector-Agnostic

Both term loans and/or working capital facility up to INR 100 Lakhs per borrowing unit are being provided.

Aspire - Scheme for promotion of innovation, entrepreneurship and agro-industry

Aspire - Scheme for promotion of innovation, entrepreneurship and agro-industry
Steering Committee, Ministry of MSME

Agriculture, pets & animals, social impact, healthcare & life sciences

Based on nature of existence of the incubator

Bridge Loan Against Generation-Based Incentive (GBI) Claims

Bridge Loan Against Generation-Based Incentive (GBI) Claims
Indian Renewable Energy Development Agency (IREDA)

Renewable energy, clean energy, green energy

A minimum loan assistance of INR 20 Lakhs is provided under this scheme.

Atal Tinkering Laboratories

Atal Tinkering Laboratories
Atal Innovation Mission

Chemicals, technology hardware, healthcare & lifesciences, aeronautics/aerospace & defence, agriculture, AI, AR/VR (augmented + virtual reality), automotive, telecommunication & networking, computer vision, construction, design, non-renewable energy, renewable energy, green technology, fintech, Internet of Things, nanotechnology, social impact, food & Beverages, pets & animals, textiles & apparel. Eligibility: Schools (Grade VI ? XII) managed by the Government, local body or private trusts/society can apply to set up an ATL.

AIM will provide grant-in-aid that includes a one-time establishment cost of INR 10 Lakhs and operational expenses of INR 10 Lakhs for a maximum period of five years to each ATL.

Atal Incubation Centres (AIC)

Atal Incubation Centres (AIC)
Atal Innovation Mission (AIM)

Chemicals, technology hardware, healthcare & lifesciences, aeronautics/aerospace & defence, agriculture, AI, AR/VR (augmented + virtual reality), automotive, telecommunication & networking, computer vision, construction, design, non-renewable energy, renewable energy, green technology, fintech, Internet of Things, nanotechnology, social impact, food & beverages, pets & animals, textiles & apparel.

AIM will provide a grant-in-aid of INR 10 Cr to each AIC for a maximum of five years